How much can I borrow?
Banks apply both a debt-to-income cap and a protected minimum living income; the tighter one binds.
Maximum loan
€64,500.51
- Maximum monthly instalment€700.00
- Binding constraintprotected minimum living income
This is an informative calculation and does not replace an official payroll statement.
How it is calculated
Two limits are applied: a 50 % debt-service cap and a protected minimum living income. Banks use their own, often stricter, criteria.
Sources and legal basis
- Banka Slovenije — makrobonitetne omejitve kreditiranja prebivalstva
Updated: 2026-08-31